{"links":{"self":"https://preview.epetitions.website/archived/petitions/46984.json"},"data":{"type":"archived-petition","id":46984,"parliament":{"period":"2010-2015","government":"Conservative – Liberal Democrat coalition","dissolution_at":"2015-03-30T23:59:59.000+01:00","response_threshold":10000,"debate_threshold":100000},"attributes":{"action":"Restrict Interest Rates on Pay-Day Loans","background":null,"additional_details":"An Interest Rate Restriction Should be Introduced for Pay-Day Loans.\r\n\r\nThe up-take on these loans is primarily from people who do not understand, when they first take out the loan, how the interest rates will affect them if they do not repay the loan in full at the end of the term agreed.\r\n\r\nSome companies' loans incur Interest rates of over 4,000% APR; these rates are usurious and should be capped.\r\n\r\n","committee_note":null,"state":"rejected","signature_count":1,"created_at":"2013-03-11T19:46:31.000Z","updated_at":"2020-02-16T19:28:56.393Z","rejected_at":"2017-06-21T12:40:54.149Z","opened_at":null,"closed_at":null,"moderation_threshold_reached_at":"2013-03-11T19:46:31.000Z","response_threshold_reached_at":null,"government_response_at":null,"debate_threshold_reached_at":null,"debate_scheduled_at":null,"scheduled_debate_date":null,"debate_outcome_at":null,"rejection":{"code":"duplicate","details":null},"government_response":null,"debate":null,"departments":[],"topics":[]}}}