{"links":{"self":"https://preview.epetitions.website/archived/petitions/64637.json"},"data":{"type":"archived-petition","id":64637,"parliament":{"period":"2010-2015","government":"Conservative – Liberal Democrat coalition","dissolution_at":"2015-03-30T23:59:59.000+01:00","response_threshold":10000,"debate_threshold":100000},"attributes":{"action":"Credit Brokers Posing as Pay Day Lending Companies","background":null,"additional_details":"We believe credit brokers intentionally misleading people into believing they are payday lending companies online. In some instances a person will be filling in a loan application when they are re-directed to a page asking them to confirm their details for the loan.\r\nWhat they do not realise is that they have actually been re-directed to a broker. The brokers' page they are re-directed to is intentionally misleading them into thinking they are going to receive a loan. Once the money is taken there is often no confirmation or notification.\r\n\r\nA simple Internet search about this will show forums and discussions where many many people have lost money as a result.\r\n\r\nThere should be regulation in place to ensure these brokers clearly indicate they are in fact brokers and not pay-day loan companies. The brokers should obtain further permission from the individual (via phone or in writing) before taking money from their account.\r\n","committee_note":null,"state":"closed","signature_count":3,"created_at":"2014-05-03T18:56:25.000Z","updated_at":"2020-02-16T19:29:57.115Z","rejected_at":null,"opened_at":"2014-05-22T06:51:46.000Z","closed_at":"2015-02-22T07:51:46.000Z","moderation_threshold_reached_at":"2014-05-03T18:56:25.000Z","response_threshold_reached_at":null,"government_response_at":null,"debate_threshold_reached_at":null,"debate_scheduled_at":null,"scheduled_debate_date":null,"debate_outcome_at":null,"rejection":null,"government_response":null,"debate":null,"departments":[],"topics":[],"signatures_by_country":[],"signatures_by_constituency":[],"signatures_by_region":[],"other_parliamentary_business":[]}}}